In Q4, we’re laying the foundations of the first community DeFi bank.
Cash. Yield. Bonds. Euros. FX.
One system. One logic. One future.
👇 Here’s what’s coming in Q4:

1/After hyper-growth and rationalization, USUAL now enters its consolidation phase.
We are focused on:
➡️ Scacity,
➡️ Sustainability, and;
➡️ Long-term value.
2/Reward for Long-term value users and community:
We've exceeded $27M in protocol revenue, with 33% redistributed and 67% fueling buybacks/treasury growth.
To date, over 6% of circulating supply has been repurchased by the protocol, increasing the token’s scarcity.
3/The USD lineup becomes one unified architecture:
💵 USD0 — Cash that works for you
⚙️ USD0x — Delta-neutral yield
🧱 bUSD0 — Bond & ownership
Together, they form the backbone of USUAL’s DeFi bank.

3a/ USD0 - our old friend, but made productive:
USD0 evolves beyond stability: adds an accural and rebasing mode, sharing the protocol revenue.
Stable, productive, and inflation-hedged — your “on-chain savings account.”
3b/ USD0x - "Delta-neutral yield" option:
A delta-neutral yield engine that captures real, market-neutral yield via spot & futures strategies.
A cleaner, simpler way to earn high real yield - WITHOUT THE FARM.
3c/ bUSD0 - the MODERN bond:
Lock your USD0. Earn yield + $USUAL.
Behind the scenes: revenue flows to the DAO, fueling buybacks and redistributions — linking deposits directly to protocol value.
Ownership through loyalty.
4a/ EUR0 is coming.
A real on-chain euro — 1:1 backed by Eurozone T-Bills, built for safety and composability.
Two paths:
🟢 Permissionless via EURC (retail)
🔵 Permissioned via collateral (institutional)
The euro enters DeFi, properly.

4b/
For funds and DAOs thinking in €, USD-based DeFi creates FX drag.
EUR0 + FX rails end that friction — letting capital flow between EUR↔USD natively, at institutional pricing.
USUAL becomes multi-currency, not multi-token.
5a/ FX rails = the missing layer between stablecoins.
Seamless EUR↔USD swaps powered by oracle-verified rates and deep EUR0–USD0 pools.
Cross-currency liquidity, instant, transparent, and composable.
5b/
This isn’t a DEX add-on — it’s the foundation of an on-chain FX market.
The rails will soon connect ETH0, BTC0, and more.
Multi-currency DeFi, built into the protocol itself. 🌍
6/ $USUAL — Scarcity & Utility in Motion
Emissions now scales with TVL — not time.
Because growth should fuel scarcity, not inflation.
$USUAL evolves from distribution to alignment — fewer emissions, stronger utility, and long-term scarcity.
The token becomes the ecosystem’s engine — not its expense.
7/ Liquidity & UX -
We VOW to strengthen liquidity (stables, $USUAL pairs) to deepen markets and improve execution quality.
Moreover, the new Transparency Center goes live.
Real-time collateral, NAV, and risk data. Live proof on-chain.
The fintech standard, brought to DeFi.
8/ Q4 builds the foundation for USUAL v2 with the following:
💵 Productive cash
⚙️ Real yield
🌍 Multi-currency liquidity
🔷 Transparent markets
Shifting product suite → integrated financial system.
The first community-owned DeFi Bank is taking shape.
Join us at USUAL.
9.66 ألف
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المحتوى الوارد في هذه الصفحة مُقدَّم من أطراف ثالثة. وما لم يُذكَر خلاف ذلك، فإن OKX ليست مُؤلِّفة المقالة (المقالات) المذكورة ولا تُطالِب بأي حقوق نشر وتأليف للمواد. المحتوى مٌقدَّم لأغراض إعلامية ولا يُمثِّل آراء OKX، وليس الغرض منه أن يكون تأييدًا من أي نوع، ولا يجب اعتباره مشورة استثمارية أو التماسًا لشراء الأصول الرقمية أو بيعها. إلى الحد الذي يُستخدَم فيه الذكاء الاصطناعي التوليدي لتقديم مُلخصَّات أو معلومات أخرى، قد يكون هذا المحتوى الناتج عن الذكاء الاصطناعي غير دقيق أو غير مُتسِق. من فضلك اقرأ المقالة ذات الصِلة بهذا الشأن لمزيدٍ من التفاصيل والمعلومات. OKX ليست مسؤولة عن المحتوى الوارد في مواقع الأطراف الثالثة. والاحتفاظ بالأصول الرقمية، بما في ذلك العملات المستقرة ورموز NFT، فيه درجة عالية من المخاطر وهو عُرضة للتقلُّب الشديد. وعليك التفكير جيِّدًا فيما إذا كان تداوُل الأصول الرقمية أو الاحتفاظ بها مناسبًا لك في ظل ظروفك المالية.