If you like it a bit riskier and want to farm as much points as possible on the @Theo_Network platform, you should now click on this post!
Theo Network is a platform where you can hold $thBILL tokens which are US bond based stables and earn yield just holding them, as the value of thBILL is increasing over the time.
Additionally holding $thBILL will you also earn points on the Theo platform which should, could, would, maybe convert into an Airdrop from the Platform. We have seen these kind of play often from other stablecoin issuers as like Falcon.
There are no exact information how DeFi usage is boosting points, but in normal case using DeFi protocols gives you more points than just holding it.
One way to maximize your points is using Pendle YT on Arbitrum.
You can directly swap USDC or USDT on Arbitrum into YT thBILL.
The current rate is about 1:55.5 YT thBILL but due to the high demand and the Kaito Yapper event, the Rate is dropping fast at the moment.
Be aware that the YT thBILL is maturing at 27th of NOV 2025, so the value WILL drop to zero when you hold it till the end.
Based on the current market information, you will get on YT a yield of 3.92% and 1x Theo points per YT thBILL dollar. (means you will get 55 points per 1 USDC at the moment)

There are different ways to participate on @Theo_Network
First of all, you can use THBILL on three different chains.
- Ethereum, Hyperliquid and Arbitrum.
Based on each chain, you can either swap your assets into $THBILL at Uniswap or Hyperswap and co.
There are also different kind of strategies you can use to build your points.
1. Just swap and hold.
You can choose your chain and just swap your assets into $THBILL and hold it. That it is. If you swap about 1K USDC into THBILL, it will take a few days to get to your 100 points you need to be eglible for the Yapping USE.
2. Leverage DeFi
There are money markets and DEX including Pendle on Arbitrum with YT (high leverage with the risk of slashing the whole value at the end of the maturity) Also Morpho and Euler can be used to supply thBILL.
You can as an example supply thBILL to Morpho to borrow USDC with a borrow rate of 6.3% to loop again into thBILL. (Looping als includes liquidation risk when thBILL or USDC is volatile)
3. Conclusion
I personally like projects where you can yap and also use the product at the same time, because it gives you more material to yap about and also additional income sources, like point farming.

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