In Q4, we’re laying the foundations of the first community DeFi bank. Cash. Yield. Bonds. Euros. FX. One system. One logic. One future. 👇 Here’s what’s coming in Q4:

1/After hyper-growth and rationalization, USUAL now enters its consolidation phase. We are focused on: ➡️ Scacity, ➡️ Sustainability, and; ➡️ Long-term value.

2/Reward for Long-term value users and community: We've exceeded $27M in protocol revenue, with 33% redistributed and 67% fueling buybacks/treasury growth. To date, over 6% of circulating supply has been repurchased by the protocol, increasing the token’s scarcity.

3/The USD lineup becomes one unified architecture: 💵 USD0 — Cash that works for you ⚙️ USD0x — Delta-neutral yield 🧱 bUSD0 — Bond & ownership Together, they form the backbone of USUAL’s DeFi bank.

3a/ USD0 - our old friend, but made productive: USD0 evolves beyond stability: adds an accural and rebasing mode, sharing the protocol revenue. Stable, productive, and inflation-hedged — your “on-chain savings account.”

3b/ USD0x - "Delta-neutral yield" option: A delta-neutral yield engine that captures real, market-neutral yield via spot & futures strategies. A cleaner, simpler way to earn high real yield - WITHOUT THE FARM.

3c/ bUSD0 - the MODERN bond: Lock your USD0. Earn yield + $USUAL. Behind the scenes: revenue flows to the DAO, fueling buybacks and redistributions — linking deposits directly to protocol value. Ownership through loyalty.

4a/ EUR0 is coming. A real on-chain euro — 1:1 backed by Eurozone T-Bills, built for safety and composability. Two paths: 🟢 Permissionless via EURC (retail) 🔵 Permissioned via collateral (institutional) The euro enters DeFi, properly.

4b/ For funds and DAOs thinking in €, USD-based DeFi creates FX drag. EUR0 + FX rails end that friction — letting capital flow between EUR↔USD natively, at institutional pricing. USUAL becomes multi-currency, not multi-token.

5a/ FX rails = the missing layer between stablecoins. Seamless EUR↔USD swaps powered by oracle-verified rates and deep EUR0–USD0 pools. Cross-currency liquidity, instant, transparent, and composable.

5b/ This isn’t a DEX add-on — it’s the foundation of an on-chain FX market. The rails will soon connect ETH0, BTC0, and more. Multi-currency DeFi, built into the protocol itself. 🌍

6/ $USUAL — Scarcity & Utility in Motion Emissions now scales with TVL — not time. Because growth should fuel scarcity, not inflation. $USUAL evolves from distribution to alignment — fewer emissions, stronger utility, and long-term scarcity. The token becomes the ecosystem’s engine — not its expense.

7/ Liquidity & UX - We VOW to strengthen liquidity (stables, $USUAL pairs) to deepen markets and improve execution quality. Moreover, the new Transparency Center goes live. Real-time collateral, NAV, and risk data. Live proof on-chain. The fintech standard, brought to DeFi.

8/ Q4 builds the foundation for USUAL v2 with the following: 💵 Productive cash ⚙️ Real yield 🌍 Multi-currency liquidity 🔷 Transparent markets Shifting product suite → integrated financial system. The first community-owned DeFi Bank is taking shape. Join us at USUAL.